Financial Planning | Why use a Financial Planner?

Do you know where you are now financially and where you'd like to be? Many people fail to plan because they don't know how and lack specific goals. They're overwhelmed by investment choices and complex tax issues.

You should always find out whether your current financial plans will be enough to reach your goals and dreams. We can help you develop a financial plan that will become the foundation of your financial future.

How can a financial planner help you?

The most valuable thing a financial planner can do for you is bring clarity to your financial solutions. Most people welcome help with their savings and investment strategies, estate preservation, life and health insurance and disability protection. But, where do you start? And how do you make sure that each of these strategies lines up to meet your total goals?

We will help you look at your goals and objectives and consider a strategy that will best meet your needs – all of your needs. It doesn’t mean your financial planner will do all of your financial planning. In fact, we may encourage you to consult other professionals, such as lawyers or accountants, for their specific expertise. But we can help you manage those relationships by knowing how all the pieces of your financial plan fit together.

At LCU Financial, we take the time to learn about your personal needs and provide the products, service and follow-through you need to help you meet your goals.

Some of the investment vehicles we have access to through LCU Financial include: RRSPs, RRIFs, Life Income Retirement Accounts, Annuities, RESPs, as well as non-registered investment portfolios. Products held within those investment vehicles may include mutual funds*, segregated funds, and guaranteed investment certificates**.