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Chequing Accounts
Ultra
Electra
Basic Chequing

HEADSTART® (12-18 years)
STUDENTCHOICE® (full-time students)

Golden (59+)

Savings Accounts
FAT CAT® (under 12 years)
Platinum

Lakeland Credit Union takes steps to protect you. Protecting the confidentiality and security of your personal information is one of our top priorities.

Take action immediately if you suspect identity theft.

• call Lakeland C.U. immediately if you suspect you have been a victim of identity theft or if there is unusual account activity in any of your accounts.
• call the police and file a report. Ask for a copy of the report.
• change your PIN immediately.
• Contact Canada Post if someone is diverting your mail.

For complete information on Identity Theft, visit the Government of Canada website: www.safecanada.ca/identitytheft_e.asp

Personal | Chequing & Savings Accounts

Chequing Accounts

Ultra

For a monthly fee of $16.00, this comprehensive chequing account includes:

• Monthly statement with cheque imaging
• MEMBER CARD® debit card for ATM usage and direct payment purchases
• In-branch and electronic debit items (cheques, bill payments, AFT's, withdrawals, etc)
• Inter-account transfers and deposits
• Unlimited transactions at Lakeland Credit Union ATM's
  
• First 12 transactions at other Financial Institution ATM's
• Traveller's cheques
• Electronic account access and transactions (internet)
• Authorized overdraft facility - pay nominal usage fee and interest only for amount used*
  *Subject to normal criteria

 

Electra

This $10.00/month package is for members that seldom write cheques and enjoy the convenience of electronic banking.

• Monthly statement with cheque imaging
• MEMBER CARD® debit card for ATM usage and direct payment purchases
• Electronic account access and transactions (internet)
• Electronic debit items (bill payments, AFT's, withdrawals, etc.)
• Three cheques cleared from account per month
• Inter-account transfers and deposits
• Authorized overdraft facility - pay nominal usage fee and interest only for amount used*
  *Subject to normal criteria

Basic Chequing

This package has no minimun monthly fee; service charges are calculated based on the transactions completed during the month, making it a pay-as-you-go package. The following are included in the package at no charge:

• Monthly statement with cheque imaging
• MEMBER CARD® debit card for ATM usage and direct payment purchases
• Electronic account access (internet)
• Inter-account transfers and deposits
• Authorized overdraft facility - pay nominal usage fee and interest only for amount used*
  *Subject to normal criteria

Golden Account

If you're 59 years old or over, you've earned every no-charge service and benefit we could think of, and more. This package combines chequing and savings into one great account, giving chequing privileges while calculating interest on the total balance. For no monthly fee, all this is provided:

• Monthly statement with cheque imaging
• MEMBER CARD® debit card for ATM usage and direct payment purchases
• In-branch or electronic debit items (cheques, bill payments, AFT's, withdrawals, etc)
• Inter-account transfers and deposits
• Unlimited transactions at Lakeland Credit Union ATM's
  
• First 12 transactions at other Financial Institution ATM's
• Traveller's cheques
• Electronic account access and transactions (internet)
• Authorized overdraft facility - pay nominal usage fee and interest only for amount used*
  
• Standard Credit Union personalized cheques
• 1/4% bonus on minimum term deposit of $5,000 over one year
• 50% off safety deposit box rentals**
• Interest accumlated as with the Platinum Savings Acocunt (shown below)
  *Subject to normal criteria
  **Some conditions apply.

Savings Accounts

Platinum

A flexible savings account package with competitive market interest rates. You have ready access to cash for short-term needs while remaining funds on deposit continue to earn interest.

• Monthly statement with cheque imaging
• MEMBER CARD® debit card for ATM usage and direct payment purchases
• Electronic account access (internet)
• Deposits
• Interest rates linked to current non-redeemable term deposit rates
• Interest calculated on your minimum daily balance and paid monthly at month end
  
• Interest rates increase as your monthly balance increases

Interest calculations based on the following balances:

$0 - $49,000
$50,000 - $99,999
$100,000+