Personal Loans
Lines of Credit
Mortgages
View our competitive rates and specials here.
Your credit report is important to you. Yet, many Canadians have never looked at their own credit report, so it's not surprising that it is often overlooked when individuals assess their financial situation.
Want to make a loan payment prior to the due date or above your regular payment?
Personal | Loans and Mortgages
Loans
Personal Loans
Lakeland Credit Union can meet all of your lending needs with fast friendly service. Financing anything important to you, from a vacation to a new truck.
We offer:
- Quick friendly service.
- Simple interest calculations.
- Competitive interest rates.
- Life and disability insurance.
- Flexible repayment schedules.
Come in to one of our branches located on Main Street in Bonnyville and Cold Lake and one of our Loans Officers would be happy to help you.
Lines of Credit
Your personal line of credit at Lakeland Credit Union allows you the convenience of knowing you have credit pre-approved for a variety of purchases. Use it for home renovations, investments, car repairs, home appliances, personal emergencies - you decide when and why.
- Credit is always at your disposal without having to arrange individual loans.
- You are approved once and obtain advances against a designated credit limit.
- Interest is paid only on the amount borrowed and only for the time the credit is in use.
- The interest rate is competitive and generally much lower than rates charged by credit cards.
- Your transactions and balance appear on your monthly statement.
Mortgages
Our friendly, qualified and experienced lenders are eager to meet with you to customize financing options that suit your life.
Speedy Approvals – Decisions are made within our branch so we can usually approve your mortgage request within 24 hours.
Pre-Approval – Completing a mortgage application before you shop gives you the advantage in knowing how much you can spend before you purchase your new home.
Mortgage Freedom Faster – The 20/20 pay-down option allows you to increase your monthly payments by 20% or pay down your mortgage principle balance by 20%. You could save thousands of dollars and be debt-free sooner.
Monthly Mortgage Statements – Know exactly were you are in your repayment schedule.
Insurance Requirements – We can help you choose a combination of insurance including life, disability, critical illness, or job loss insurance to ensure you get the coverage you need.
