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Platinum Class Rewards

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Personal | MasterCard

Apply for your Choice Rewards MasterCard

Worldwide MasterCard acceptance at any of over 14 million locations in the world that accept MasterCard.

The Introduction of Chip Cards

A chip card has an embedded microchip, offering you a new layer of security. Chip cards make your already secure payment method safer than ever. The information on the chip is encrypted and extremely difficult to copy or counterfeit. For more information on chip cards,click here.

Why choose a Credit Union MasterCard?

Credit Union MasterCard offers a wide range of credit card products with unique features designed to fit your needs.

  • Master RoadAssist - roadside assistance available 24 hours a day in Canada or continental U.S, at pre-set rates.
  • $100,000 Travel Accident Insurance - use to purchase travel tickets and you and your immediate family are automatically covered for $100,000.
  • Purchase Protection Insurance - for 90 days from the date of purchase for most items.
  • Extended Warranty Insurance - doubles the original manufacturer warranty up to one extra year on most items purchased.

MasterCard Options

MasterCard Global Payment Card

  • Purchase amount is withdrawn from your chequing account at the Credit Union. 
  • Applying for a line of credit ensures the increased flexibility of emergency cash availability.
  • Extended Warranty Insurance, Purchase Protection Insurance, Travel Accident Insurance, Master RoadAssist, Accidental Death Insurance.

Credit Union No Fee MasterCard 

  • No annual fee.
  • Automatically accumulate Choice Rewards points but at half the rate (one point for every $2 spent on the card). 
  • Travel Accident Insurance, Master RoadAssist.

Credit Union Low Fee MasterCard

  • Annual fee of $12.
  • Annual fee of $24 with Choice Rewards, earn one point for every dollar spent.
    *Some Restrictions Apply
  • Credit Card Registry
  • Purchase Protection, Extended Warranty, Travel Accident Insurance, and Master RoadAssist.

Credit Union Student MasterCard

For students between 18 and 25 years old enrolled in a post-secondary institution. 

  • No annual fee.
  • Choice Rewards option available for an annual fee of $24.
  • Purchase Protection, Extended Warranty, Travel Accident Insurance, and Master RoadAssist.

Credit Union Low Fee Gold MasterCard

  • Annual fee of $35.
  • Annual fee of $59 with Choice Rewards, earn one point for every dollar spent.
    *Some Restrictions Apply
  • Purchase Protection, Extended Warranty, Master RoadAssist.

Credit Union Gold MasterCard

  • Annual fee of $96.
  • Annual fee of $120 with Choice Rewards, earn one point for every dollar spent.
  • Purchase Protection, Extended Warranty, Trip Cancellation Insurance, Travel Accident Insurance, Accidental Death Insurance, Master RoadAssist.

Credit Union Platinum Class MasterCard

  • Annual fee $150.
  • Rewards you with 2 points for every dollar spent.
  • More flexible and provides greater value than other airline-affiliated programs because you have the opportunity to select any airline, any travel time, and no black out periods apply.
  • *Full coverage offered by MasterRental, MasterTrip, Out-of-Country Medical Insurance, MasterLegal, MasterPurchase (Purchase Assurance and Extended Warranty), Accidental Death coverage, Trip Cancellation Insurance, Master RoadAssist, and access to emergency cash and cards. 
     *Age and other restrictions apply to some of the coverage options.

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