Chequing
The Basic no fee account is a great choice if you make only a few transactions per month.
| Basic | |
|---|---|
| Account Details |
|
| Monthly fee | Free |
|
Interest |
None |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | $0.80 |
| Self-serve debits* | $0.80 |
| In-branch bill payments | $2.00 |
| INTERAC e-transfer debits | $1.50 |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | $2.00 |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
Prefer to bank online or at the ATM? The Electra offers unlimited self-serve transactions for one low fee.
| Electra | |
|---|---|
| Account Details |
|
| Monthly fee | $10.00 |
|
Interest |
None |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | $0.80 |
| Self-serve debits* | Free |
| In-branch bill payments | $2.00 |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | $2.00 |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
Make your money work for you! With the Maximizer, your high balance chequing account earns you free transactions.
| Maximizer | |
|---|---|
| Account Details |
|
| Monthly fee | Pay-as-you-go |
| Monthly fee waived with min. montly balance | No transaction fees if balance is $5,000 or higher |
|
Interest |
Tiered |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | $0.80 (unless balance is higher than $5000, then free) |
| Self-serve debits* | $0.80 (unless balance is higher than $5000, then free) |
| In-branch bill payments | $2.00 (unless balance is higher than $5000, then free) |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | $2.00 |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
Prefer to bank online or at the ATM? The Trinity offers unlimited self-serve transactions for one low fee.
| Trinity | |
|---|---|
| Account Details |
|
| Monthly fee | $10.00 |
|
Interest |
None |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | $0.80 |
| Self-serve debits* | Free |
| In-branch bill payments | $2.00 |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | $2.00 |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
If you use your debit card or visit the branch frequently, you will appreciate the unlimited transactions offered in the Ultra.
| Ultra | |
|---|---|
| Account Details |
|
| Monthly fee | $16.00 |
|
Interest |
None |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | Unlimited |
| Self-serve debits* | Unlimited |
| In-branch bill payments | 3 free (then $2.00 ea.) |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | 6 free (then $2.00 ea.) |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
Are you enrolled at a recognized and accredited post-secondary institution or apprenticeship program (min 4 months)? Then you’re eligible for a FREE Ultra account for as long as you’re a student*.
| Student Ultra | |
|---|---|
| Account Details |
|
| Monthly fee | Free |
|
Interest |
None |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | Unlimited |
| Self-serve debits* | Unlimited |
| In-branch bill payments | 3 free (then $2.00 ea.) |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | $4.00 |
| Canadian non-credit union ATM withdrawal | 6 free (then $2.00 ea.) |
| Non-Canadian ATM withdrawal | $3.00 |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off ($2.00 to opt in) |
| E-statement |
Free |
| Additional Services | |
| CDN draft | $7.50 |
| US draft |
$7.50 |
| Cash Orders* |
$2.00 |
| Hold item to deposit | $2.00/item |
| Stop payment - full details |
$12.50 |
| Stop payment - partial details |
$20.00 |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
Our most comprehensive package, the Infinity offers great value and covers virtually all your banking needs.
| Infinity | |
|---|---|
| Account Details |
|
| Monthly fee | $25.00 |
| Monthly fee waived if min. monthly balance | Free if balance is $25,000 or higher |
|
Interest |
Tiered |
| Deposits (in branch* or self-serve*) | Free |
| In-branch debits* | Unlimited |
| Self-serve debits* | Unlimited |
| In-branch bill payments | Unlimited |
| INTERAC e-transfer debits | Free |
| Credit Limit Usage Fee | Included |
| Canadian non-credit union ATM withdrawal | 8 free (then $2.00 ea.) |
| Non-Canadian ATM withdrawal | 5 free (then $3.00 ea.) |
| Statement | |
| Frequency | Monthly |
| Paper Statement including cheque images |
Turned off (Free to opt in) |
| E-statement |
Free |
| Additional Services | |
| Free cheque orders |
1 free order of personalized cheques/year |
| CDN draft | Free |
| US draft |
Free |
| Cash Orders* |
$2.00 |
| Hold item to deposit | 2 free/month |
| Stop payment - full details |
Free |
| Stop payment - partial details |
Free |
|
Replace Member Card® debit card over the counter |
$2.50 |
| Order custom Member Card® debit card |
$10.00 |
| Safe deposit box discount | $15.00 |
| Misc. | Annual admin fee waived on credential account |
|
Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits. In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account. Cash orders include: bundles of bills, boxes of coins and/or any special cash orders. |
|
