Chequing

Chequing Accounts that fit your needs
We’re proud to offer something for everyone in our account packages and look forward to serving you. You’ll be rewarded for the business you do with Lakeland Credit Union because we share our profits with our members. Depending on which services you use you could be eligible for service charge rebates, deposit interest bonuses, loan interest rebates and common share dividends at the end of the year.

Basic Expand/Collapse

The Basic no fee account is a great choice if you make only a few transactions per month.

Benefits & Details
  • Monthly fee: $0.00
  • Only pay for the transactions or services your use
  • $0.80 per debit
  • $2.00 per branch bill payment
  • $1.50 per Interac e-Transfer
  • Credit Limit Usage Fee: $4.00
  • Canadian non-credit union ATM withdrawal: $2.00
  • Non-Canadian ATM withdrawal: $3.00

Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in

Additional Services
  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

Electra Expand/Collapse

Prefer to bank online or at the ATM? The Electra offers unlimited self-serve transactions for one low fee.

Benefits & Details
  • Monthly fee: $10.00
  • Unlimited self-serve transactions
  • Unlimited use of Canadian CU ATMs
  • Free Interac e-transfers
  • $2.00 per branch bill payment
  • $0.80 per in-branch debit
  • Interest: None
  • Credit Limit Usage Fee: $4.00
  • Canadian non-credit union ATM withdrawal: $2.00
  • Non-Canadian ATM withdrawal: $3.00
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in

Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

Heroes Expand/Collapse

At Lakeland Credit Union, we support our communities by showing appreciation. Our new Heroes account demonstrates appreciation for the Canadian Armed Forces, Police, Firefighter, EMTs, Doctors, Nurses and other first responders who are an integral part of the Lakeland region.

 Benefits

  • Monthly fee $0.00
  • Unlimited transactions
  • Unlimited use of Canadian CU ATMs
  • 1 free order of basic cheque per year
  • Annual discount on safe deposit box rental (first year free)
  • Tiered interest
  • Special rates on Term Deposits 3 years or greater
  • Consumer Loan rate variable at prime plus .25%
  • $500.00 credit upon new mortgage advance plus .5 % off 3,4,5 year posted mortgage rates

Special Offer

  • LCU will also be making a one-time $100 per child RESP contribution (only for those who meet the criteria of the Hero account with new LCU mortgage) *Minimum mortgage term 3 years


Statements

  • Free monthly online statement
  • Including cheque images

Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

Maximizer Expand/Collapse

Make your money work for you! With the Maximizer, your high balance chequing account earns you free transactions.

The Basic no fee account is a great choice if you make only a few transactions per month.

Benefits & Details
  • Monthly fee: $0.00 with a balance of $5,000 or higher
  • If the account falls below $5,000, transaction fees, including in branch bill payments, are charged on a pay-as-you-go basis for the full month.
  • Unlimited transactions (self-serve and in branch, including in branch bill payments)
  • Free Interac e-transfers
  • Tiered Interest
  • Unlimited use of Canadian CU ATMs
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in


Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

Trinity Expand/Collapse

Prefer to bank online or at the ATM? The Trinity offers unlimited self-serve transactions for one low fee.

The Basic no fee account is a great choice if you make only a few transactions per month.

Benefits & Details
  • Monthly fee: $10.00
  • Unlimited self-serve transactions
  • Unlimited use of Canadian CU ATMs
  • Free Interac e-Transfers
  • $2.00 per branch bill payment
  • $0.80 per in-branch debit
  • Interest: None
  • Credit Limit Usage Fee: $4.00
  • Canadian non-credit union ATM withdrawal: $2.00
  • Non-Canadian ATM withdrawal: $3.00
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in


Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

Ultra Expand/Collapse

If you use your debit card or visit the branch frequently, you will appreciate the unlimited transactions offered in the Ultra.

Benefits & Details
  • Monthly fee: $16.00
  • Unlimited transactions(self-serve and in-branch)
  • Free Interac e-Transfers
  • Unlimited use of Canadian CU ATMs
  • Includes 3 in branch bill payments/month, $2.00 per addition payment
  • Interest: None
  • Credit Limit Usage Fee: $4.00
  • Canadian non-credit union ATM withdrawal: 6 free (then $2.00 each)
  • Non-Canadian ATM withdrawal: $3.00
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in

Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

Student Ultra Expand/Collapse

Are you enrolled at a recognized and accredited post-secondary institution or apprenticeship program (min 4 months)?  Then you’re eligible for a FREE Ultra account for as long as you’re a student*.

Benefits & Details

  • Monthly fee: $0.00
  • Unlimited transactions(self-serve and in-branch)
  • Free Interac e-Transfers
  • Unlimited use of Canadian CU ATMs
  • Includes 3 in branch bill payments/month, $2.00 per addition payment
  • Interest: None
  • Credit Limit Usage Fee: $4.00
  • Canadian non-credit union ATM withdrawal: 6 free (then $2.00 each)
  • Non-Canadian ATM withdrawal: $3.00
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in

Additional Services

  • CDN draft: $7.50
  • US draft: $7.50
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details:$12.50
  • Stop payment - partial details:$20.00
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

Infinity Expand/Collapse

Our most comprehensive package, the Infinity offers great value and covers virtually all your banking needs.

The Basic no fee account is a great choice if you make only a few transactions per month.

Benefits & Details
  • Monthly fee: $25.00 or $0 with a balance of $25,000 or highern
  • Ulimited transactions (self-serve and in-branch, including in branch bill payment)
  • Tiered interest
  • Free Interact e-Transfers
  • Overdraft protection service
  • 1 order of personalized cheques per year
  • 5 withdrawals at international ATMs
  • Annual discount on safe deposit box
  • 8 Free Canadian non-credit union ATM withdrawal (Then $2.00)
  • 5 Free Non-Canadian ATM withdrawal (Then $3.00)
  • Credit Limit Usage Fee included
Statements
  • Free Monthly e-Statement
  • Paper Statement including cheque images: $2.00 to opt in

Additional Services

  • CDN draft: Free
  • US draft: Free
  • Cash Orders*: $2.00
  • Hold item to deposit: $2.00/item
  • Stop payment - full details: Free
  • Stop payment - partial details: Free
  • Replace Member Card® debit card over the counter: $2.50
  • Order custom Member Card® debit card: $10.00

Self-serve debits include: withdrawals at Lakeland Credit Union ATMs, withdrawals at Canadian credit union ATMs, Member Card® debit card direct payment, automatic funds transfers, online debits.

In-branch debits include: withdrawals in-branch, inter-account transfers in-branch, cheques written from the account.

Cash orders include: bundles of bills, boxes of coins and/or any special cash orders.

 

 

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