MasterCard®

Check your statement and pay online.

Lost or stolen card?
Call within Canada and continental U.S.A. – 1-800-567-8111
Outside Canada and continental U.S.A. – 1 (306) 566-1276 (collect)

View the CHOICE REWARDS® catalogue.

View the Platinum Class Rewards catalogue.

Reminder: If you enter your PIN three times incorrectly, your account may be automatically blocked for security reasons.
To remove the block from your account, visit www.choicerewards.ca/chip for a list of Credit Union locations where you can unblock your pin.


No Fee Low Fee Low Fee Gold Gold World Elite Student
Basic Information
Application Apply Here!
Apply Here!
Apply Here!
Apply Here!
Apply Here!
Apply Here!
Annual Fee Yes $12.00 $35.00 $96.00 $150.00 Yes
Annual Fee with CHOICE REWARDS® Yes $24.00 $59.00 $120.00 $150.00 $24.00
Additional Card Annual Fee with CHOICE REWARDS® Yes Yes Yes Yes $40.00 Yes
Additional Card Annual Fee without CHOICE REWARDS® N/A N/A $12.00 $36.00 N/A N/A
Interest Rate 19.99% 19.49% 19.49% 19.49% 19.49% 19.49%
Grace Period 21 Days 21 Days 21 Days 21 Days 21 Days 21 Days
Rewards (Points per dollar spent) 1 per 2.00 1 per 1.00 1 per 1.00 1 per 1.00 2 per 1.00 1 per 1.00
Bonus Sign-Up Points -
1,000 3,000 5,000 5,000 1,000
Insurance Benefits
MasterPurchase® No Yes Yes Yes Yes Yes
MasterRental® No No Yes Yes Yes No
MasterTrip® Yes Yes Yes Yes Yes Yes
Travel Health Plan No No No Yes Yes No

The Introduction of Chip Cards

A chip card has an embedded microchip, offering you a new layer of security. Chip cards make your already secure payment method safer than ever. The information on the chip is encrypted and extremely difficult to copy or counterfeit. For more information on chip cards, click here.

Why choose a Credit Union MasterCard®?

Credit Union MasterCard® offers a wide range of credit card products with unique features designed to fit your needs.

  • $100,000 Travel Accident Insurance - use to purchase travel tickets and you and your immediate family are automatically covered for $100,000.
  • Purchase Protection Insurance – for 90 days from the date of purchase for most items.
  • Extended Warranty Insurance – doubles the original manufacturer warranty up to one extra year on most items purchased.
  • Balance Protection Insurance – if you are between the ages of 18 and 65 then balance protection insurance for your Lakeland Credit Union MasterCard® credit card account can help protect the financial lifestyle you've earned for yourself and your family. These plans are designed to help provide financial security for some of the really difficult times in life: when families have to cope with involuntary unemployment, total disability, critical illness, dismemberment, or death. To learn more about the products available, please click here.

MasterCard® Options

MasterCard® Global Payment Card

The GLOBAL PAYMENT® MasterCard® card offers you the convenience, flexibility and worldwide global acceptance of a traditional MasterCard® credit card. GLOBAL PAYMENT® MasterCard® can be used anywhere MasterCard® is accepted including shopping online and accessing cash at an ATM. But, unlike the traditional MasterCard® credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed. GLOBAL PAYMENT® MasterCard® is a convenient extension of your account and is only available through your credit union.

  • MasterPurchase® – protects new purchases against theft, loss, and damage; up to 90 days; doubles manufacturer’s warranty up to a max of two years.
  • MasterTrip® – accidental death coverage, common carrier insurance, and baggaeg delay benefits.

Please note: As of March 31st, 2013 MasterCard® will be discontinuing the Master RoadAssist service as a core benefit on your MasterCard® credit card account. For further details, log on to www.cuets.ca.

Your MasterCard® credit card is accepted at more than 28 million locations internationally; however, there are a few places where it’s not. When planning trips outside Canada please remember that transactions made in Iran, North Korea, Myanmar (Burma), Sudan and Syria will be declined.

Please contact us if you have questions or want to become a member.

 

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