Rates
We are proud to be continuously adapting to the current economy and offering solutions to our member's needs.
Not only does Lakeland Credit Union offer competitive rates but we reinvest your money back in the Lakeland community through lending to others and sponsorship of community initiatives. On top of that, we offer Profit Sharing for all the business you do with us!
Click here for our Profit Share Calculator or better yet, pick up the phone or visit us for a Member Chat. We’re here to help.
| Prime Rate (Effective March 31, 2020) | 2.45% |
Foreign Exchange (March 2, 2021)
|
FX Rates |
Buying |
Selling |
|
United States(Dollar) |
1.2894 |
1.2294 |
Rates: Mortgages | Investments | RRSPs, RRIFs & TFSAs
Mortgage rates that work
** Insured Mortgage - Limited Time Availability - Terms and Conditions apply
Want to find out what you can afford? Check this out!
| Term | Rate | Get Started |
|---|---|---|
| 1 Year Open/Variable @ P+ | 1.05% | Get rate |
| 6 Month | 3.80% | Get rate |
| 1 Year | 3.15% | Get rate |
| 2 Year | 3.25% | Get rate |
| 3 Year | 2.25% | Get rate |
| 3 Year Insured** | 1.89% | Get rate |
| 4 Year | 2.30% | Get rate |
| 5 Year Special | 1.75% | Get rate |
| 5 Year | 2.49% | Get rate |
Want to find out what you can afford? Check this out!
Investment rates that work
| Term Deposit Non-Redeemable | Rate | Get Started |
|---|---|---|
| 30 Day | 0.05% | Get rate |
| 60 Day | 0.10% | Get rate |
| 90 Day | 0.15% | Get rate |
| 180 Day | 0.15% | Get rate |
| 1 Year | 0.40% | Get rate |
| 2 Year | 0.45% | Get rate |
| 3 Year | 0.50% | Get rate |
| 4 Year | 0.60% | Get rate |
| 5 Year | 0.70% | Get rate |
| Above investments minimum: $500 | ||
RRSPs, RRIFs and TFSAs
| Term | Rate | Get Started |
|---|---|---|
| 30 Day | 0.05% | Get rate |
| 60 Day | 0.10% | Get rate |
| 90 Day | 0.15% | Get rate |
| 180 Day | 0.15% | Get rate |
| 1 Year | 0.40% | Get rate |
| 2 Year | 0.45% | Get rate |
| 3 Year | 0.50% | Get rate |
| 4 Year | 0.60% | Get rate |
| 5 Year | 0.70% | Get rate |
| Above investments minimum: $500 | ||
Rates and conditions are subject to change without notice. To get your unique Member Value Pricing (MVP), please contact one of our trusted advisors for a Member Chat.
This rate is not guaranteed but is the potential rate of return you could realize after patronage allocations.
