Rates


We are proud to be continuously adapting to the current economy and offering solutions to our member's needs.

Not only does Lakeland Credit Union offer competitive rates but we reinvest your money back in the Lakeland community through lending to others and sponsorship of community initiatives. On top of that, we offer Profit Sharing for all the business you do with us!

Click here for our Profit Share Calculator or better yet, pick up the phone or visit us for a Member Chat. We’re here to help.

Prime Rate (Effective March 31, 2020) 2.45%

Foreign Exchange (March 2, 2021)

FX Rates 

Buying

Selling

United States(Dollar)

1.2894

1.2294

Rates: Mortgages | Investments | RRSPs, RRIFs & TFSAs

Mortgage rates that work
TermRateGet Started
1 Year Open/Variable @ P+ 1.05% Get rate
6 Month 3.80% Get rate
1 Year 3.15% Get rate
2 Year 3.25% Get rate
3 Year 2.25% Get rate
3 Year Insured** 1.89% Get rate
4 Year 2.30% Get rate
5 Year Special 1.75% Get rate
5 Year 2.49% Get rate
** Insured Mortgage  - Limited Time Availability - Terms and Conditions apply

Want to find out what you can afford? Check this out!



Investment rates that work
Term Deposit
Non-Redeemable
RateGet Started
30 Day 0.05% Get rate
60 Day 0.10% Get rate
90 Day 0.15% Get rate
180 Day 0.15% Get rate
1 Year 0.40% Get rate
2 Year 0.45% Get rate
3 Year 0.50% Get rate
4 Year 0.60% Get rate
5 Year 0.70% Get rate
Above investments minimum: $500
RRSPs, RRIFs and TFSAs
TermRateGet Started
30 Day 0.05% Get rate
60 Day 0.10% Get rate
90 Day 0.15% Get rate
180 Day 0.15% Get rate
1 Year 0.40% Get rate
2 Year 0.45% Get rate
3 Year 0.50% Get rate
4 Year 0.60% Get rate
5 Year 0.70% Get rate
Above investments minimum: $500

Rates and conditions are subject to change without notice. To get your unique Member Value Pricing (MVP), please contact one of our trusted advisors for a Member Chat.

This rate is not guaranteed but is the potential rate of return you could realize after patronage allocations.

 

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