Rates

You work hard, so of course you would want the best value for your money. We feel the same way.

We are proud to be continuouly adapting to the current economy and offering solutions to our member's needs.

Not only does Lakeland Credit Union offer competitive rates but we reinvest your money back in the Lakeland community through lending to others and sponsorship of community initiatives. On top of that, we offer Profit Sharing for all the business you do with us!

Click here for our Profit Share Calculator or better yet, pick up the phone or visit us for a Member Chat. We’re here to help.

Prime Rate (Effective March 31, 2020) 2.45%


Borrowing Rates

RESIDENTIAL MORTGAGE Base Rate
(%)
1 Yr Open / Variable
@ P+

1.05
6 mounth

3.80
1 year

3.15
2 Year

3.25
3 Year

2.25
3 Year**

1.89
4 Year

2.30
5 Year

2.49

** Insured Mortgage  - Limited Time Availablity - Terms and Conditions apply


Want to find out what you can afford? Check this out!



Investment Rates

TERM DEPOSIT

Non-Redeemable

Base Rate (%)

30 Day

0.05

60 Day

0.10

90 Day

0.15

180 Day

0.15

1 Year

0.40

2 Year

0.45

3 Year

0.50

4 Year

0.60

5 Year

0.70

Above investments minimum: $500

Registered Variable/Redeemable



Registered Products


Non-Redeemable
RRSPs, RRIFs, TFSAs Base Rate
(%)
30 Day

0.05
60 Day

0.10
90 Day

0.15
180 Day

0.15
1 Year

0.40
2 Year

0.45
3 Year

0.50
4 Year

0.60
5 Year

0.70
Above investments minimum: $500
Registered Variable/Redeemable

Rates and conditions are subject to change without notice. To get your unique Member Value Pricing (MVP), please contact one of our trusted advisors for a Member Chat.

This rate is not guaranteed but is the potential rate of return you could realize after patronage allocations.

 

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