Low Rate and No Fee Credit Cards

Enjoy our low rate credit cards!

Centra Visa* Gold Card

A perfect balance of premium rewards and low rates.

**Low Rate Card**

Annual Fee: $50
Interest Rate 11.99%
Rewards: 1 points $1 spent

Visa* Classic Card

Credit card convenience. Simple, easy and smart. 

**No Fee**
Annual Fee: $0
Interest Rate 12.99%
Rewards: N/A

Learn more

Cash Back Visa* Card

Earn cash rewards for everyday purchases.

**No Fee & Rewards Card**

Annual Fee: $0
Interest Rate 19.99%
Rewards (per $1 spent):
      2 points on Gas
      1 point on Entertainment

Customer Support

Visa Support

24/7 Cardholder Service

Call 1-855-341-4643


Lost Visa Card?

Report Lost or Stolen Card

Call 1-855-341-4643

Have any questions?

Visit the Frequently Asked Questions page to answer any questions you may have.

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