Service Fees

Below you’ll find a complete list of the various service fees at Lakeland Credit Union.
Deposit Accounts
  • Overdraft Funds Transferred: $3.00
  • Credit Limit Usage Fee: $4.00
  • Overdraft Accommodation Fee: $10.00/item
  • Dishonoured (NSF) or Cheque/AFT: $45.00/item
  • Chargeback: $10.00
  • Unqualified Clearing Item: $3.00
  • Bill Payment Trace/Reversal: $35.00
  • Item Sent on Collection: $30.00 min.
  • USD Cheque Processed in CDN: $10.00
  • Hold Item to Deposit: $2.00/item
  • Estate Accounts Admin Fee: up to $75.00
  • Stop Payment: $12.50/full details $20.00/partial details
  • Close Membership within 90 days of opening: $25.00
  • Close Account: Fees May Apply
  • Inactive Account: $25.00/annually
  • Balance of Account Transfer Out: $25.00
  • Monthly Paper Statements: $2.00/month
  • e-Transfer Cancellation: $1.50
Bank Drafts
  • Canadian/US Bank Draft: $7.50
  • Replacing a Cheque With a Bank Draft for a Payee: $15.00
  • Stop Payment on a Bank Draft: $10.00

Automated Teller Machine
  • Use of Other FI’s ATMs: $2.00
  • Use of International ATMs: $3.00
  • Issue Replacement Member Card: $2.50
  • Order Personalized Member Card: $10.00
  • Non-Member Withdrawal at LCU ATMs: $3.00
Safety Deposit Boxes (per year)
  • Small (1.5" x 5"): $35.00 + gst
  • Medium (2.5" x 5"): $45.00 + gst
  • Large (2.5" x 10"): $85.00 + gst
  • X-Large (10" x 10") $175 + gst
Wire Transfers
  • Another CU within Canada: $15.00
  • Other Canadian FI: $35.00
  • International: $50.00
Other Banking Services
  • CAFT Set Up: $100.00
  • CAFT per File Submitted: $10.00
  • AB Finance Payment: $2.00
  • AGLC Payments: $5.00
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