We have the best mortgage rates!
We start with the lowest posted rate, then add the most personal expert advice in the Lakeland, plus $5,000 Cashback*.
Information for Realtors
3 Year Fixed
Insured MVP Fixed Rate
4.09
*
%
4 Year Fixed
Insured MVP Fixed Rate
4.19
*
%
5 Year Fixed
Insured MVP Fixed Rate
3.99
*
%
5 Year Variable
Closed Insured MVP Rate (Prime - 0.70%)
4.25
*
%
*Terms & conditions apply. Member Value Pricing Rates subject to change without notice. Prime rate: 4.95%
Cashback Program
New mortgages are eligible to qualify for a cashback payment to members of up to $5,000.00 based on the principal amount of the new mortgage, subject to terms and conditions.
Cashback Incentive Tiers
New Mortgage | Cashback | New Mortgage | Cashback |
$100,000-$199,999 | $750.00* | $700,000-$999,999 | $3,500.00* |
$200,000-$499,999 | $1,500.00* | $1,000,000+ | $5,000.00* |
$500,000-$699,999 | $2,500.00* |
Meet the Team
Booking an appointment with one of our mortgage experts, or have our mobile mortgage expert come to you.

Aastha Sarangal
Financial Advisor

Camille Gresola
Financial Advisor

Kimberley McRae
Mobile Mortgage Specialist, Cold Lake

Maia Garcia
Financial Advisor

Mary Ann Lo
Financial Advisor

Soledad Mejia
Remote Financial Advisor
Remote Financial Advisor
Aastha Sarangal
Financial Advisor
Phone: 780-812-2845 Bonnyville, AB
Aastha Sarangal is new to the Bonnyville area.
Camille Gresola
Financial Advisor
Phone: 780-812-2841 Bonnyville, AB
Kimberley McRae
Mobile Mortgage Specialist, Cold Lake
Phone: 780-594-7645 Cold Lake, AB
Kimberley has a unique perspective that many of our Cold Lake members appreciate as she grew up in a military family with two brothers. When she is not spending time with her four children and two grandchildren, she likes to create beautiful quilts or curl up with a good book. Her friends will let you know she loves 80's memorabilia and is a self-proclaimed Star Wars geek.
Kimberley helps by taking members on a financial journey daily in all aspects of her advice. From daily transaction questions to investing for retirement and making big purchases, Kimberley guides her members in achieving financial freedom and individual fiscal goals.
Maia Garcia
Financial Advisor
Phone: 780-594-7636 Cold Lake, AB
Mary Ann Lo
Financial Advisor
Phone: 780-812-2847 Bonnyville, AB
Mary Ann has been with LCU since 2022.
Soledad Mejia
Remote Financial Advisor
Phone: 780-812-3334
Soledad's Schedule: