Rates

Lakeland Credit Union offers competitive rates and unique Member Value Pricing. Plus Profit Sharing for all the business you do with us.

Find the mortgage term that’s right for you

3 YEAR FIXED

Insured Residential Mortgages MVP Rate

4 YEAR FIXED

Insured Residential Mortgages MVP Rate

5 YEAR FIXED

Insured Residential Mortgages MVP Rate

Contact one of our advisors to get your unique
Member Value Pricing (MVP)

Mortgage Rates
Our Mortgage Calculator and Loan Calculator will help you see what your payments would be.
Special Offers MVP Rate (%)
3 Year - Insured Fixed Rate 4.49*
4 Year - Insured Fixed Rate 4.44*
5 Year - Insured Fixed Rate 3.99*
Terms MVP Rate (%)
1 Year Open / Variable
Prime + 1.00*
1 Year 5.84*
2 Year 5.44*
3 Year 4.64*
4 Year 4.54*
5 Year 4.39*

Loan Rates
Personal Loans Rate (%)
Variable (as low as) Prime + 2.20*
 Fixed (as low as) 7.85*

The current Prime rate is 5.95%.
*Certain conditions apply. *Rates subject to change without notice.
Investment Rates
Book an appointment with one of our trusted advisors and let us help you find an investment option that’s right.
Non-Redeemable Short Term
Term Deposits / RRSP / TFSA / RRIF / FHSA
MVP Rate (%)
30 Day 2.70*
60 Day 2.85*
90 Day 3.10*
180 Day 3.20*
Non-Redeemable Long Term
Term Deposits / RRSP / TFSA / RRIF / FHSA
MVP Rate
1 Year 3.75*
2 Year 3.50*
3 Year 3.30*
4 Year 3.30*
5 Year 3.30*
Redeemable Long Term
Term Deposits / TFSA / FHSA
MVP Rate
1 Year 3.00*
Minimum Investment: $500

*Certain conditions apply. *Rates subject to change without notice.
Savings Accounts
Advantage Savings Account is the most flexible and high interest rate savings account in the Lakeland. This is the perfect savings account for your next vacation, down payment or big purchase.

Advantage Savings Base Rate (%)
$0.00 - $9,999
1.55*
$10,000 - $99,000 1.65*
$100,000+ 1.75*

*Rates subject to change without notice.
Foreign Exchange
You can use our Currency Exchange Calculator below to determine the exact conversion amounts.

Foreign Exchange Rate
Member Selling USD 1.3722
Member Buying USD 1.4352

Rates effective date December 2, 2024.


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